Insurance coverage claims typically raise issues concerning the interpretation of liability insurance policies and the application of such policies to various claims or events. Such issues include the duty to defend, defenses provided under reservations of rights, concurrent coverage, primary and excess coverage, and a great variety of other matters frequently facing both insureds and insurers.
We are well-versed in the interpretation and application of liability insurance policies under state and federal law. This familiarity with the terminology and construction of both standard form policies — e.g., comprehensive general liability, homeowners, personal auto and business auto — as well as the great number of other professional insurance products available — e.g., directors and officers, legal malpractice, public officials, law enforcement, school boards and educators, and employers’ liability — enables us to protect our clients in all aspects of their coverage disputes.
Our practice includes the preparation of detailed coverage opinions, the prosecution or defense of declaratory judgment actions, and the response to claims under consumer protection statutes or insurance regulations.